Arizona
- License number
- 18382419
- Authority shown on document
- Accident and Health or Sickness; Life
- Expiration shown on document
- May 31, 2027
Independent insurance review
Protect the home. Preserve the future.
Compare mortgage protection, life insurance, final expense, and retirement-focused options in one clear conversation built around your family, priorities, and budget.
Free introductory reviewNo obligationIndependent guidance
Since 2017Insurance experience
Since 2020Independent brokerage
1:1Personal guidance
Your paceNo-pressure process
Meet Nathan
Your review is with Nathan. Not a call center.
Nathan entered the insurance industry in 2017 because he wanted a career built on relationships, not transactions. In 2020, he opened his own independent brokerage, giving him the freedom to offer clients more choices while building a business around his values.
Today, Nathan and his team help individuals and families with Mortgage Protection, Indexed Universal Life (IUL), Term Life Insurance, Final Expense coverage, and Retirement Solutions. Before recommending anything, he takes time to understand what each family needs and values.
Nathan and his wife, Kim, are devoted to their faith, family, and serving others. For Nathan, success means earning trust, protecting families, and building relationships that last well beyond the first conversation.
Family first. Relationships always. Service with purpose.
Public license verification
Verify by state
Nathan R. Kornegay · Insurance Producer
National Producer Number
Review Nathan’s license documents for nine states. Choose your state to view the license number, authority, and a public PDF copy.
Arkansas
- License number
- 18382419
- Authority shown on document
- Accident and Health or Sickness; Life
- Expiration shown on document
- May 31, 2028
Florida
- License number
- W844822
- Authority shown on document
- Life & Variable Contracts; Health
- Expiration shown on document
- See license conditions and official record
Mississippi
- License number
- 10481503
- Authority shown on document
- Accident & Health or Sickness; Life
- Expiration shown on document
- May 31, 2027
North Carolina
- License number
- 18382419
- Authority shown on document
- Accident & Health or Sickness; Life; Med Supp/Long Term Care
- Expiration shown on document
- See license conditions and official record
Ohio
- License number
- 1758789
- Authority shown on document
- Accident & Health; Life
- Expiration shown on document
- May 31, 2028
South Carolina
- License number
- 18382419
- Authority shown on document
- Accident & Health or Sickness; Life
- Expiration shown on document
- May 31, 2029
Tennessee
- License number
- 2434344
- Authority shown on document
- Life; Accident & Health
- Expiration shown on document
- May 31, 2027
Texas
- License number
- 2837485
- Authority shown on document
- Life, Accident, Health & HMO
- Expiration shown on document
- May 31, 2028
Public copies have personal addresses obscured. Details above reflect the supplied license documents, not a live status lookup. Confirm current status and authority with the applicable state insurance department; appointments and product availability vary by state and carrier.
Simple process
How the appointment works.
A clear four-step conversation keeps the focus on your family, your goals, and a monthly amount you can comfortably maintain.
Review
Talk through the mortgage, family needs, existing coverage, priorities, and what you want the plan to accomplish.
Compare
Review a focused set of options, benefits, limitations, and expected costs side by side.
Choose
Select a level of protection only if it fits your goals and monthly comfort zone.
Protect
If you decide to proceed, Nathan can help submit the application for carrier review and approval.
Coverage options
You do not have to know which policy to ask for.
Start with what you want to protect, then compare the few types of coverage that fit your state, health, goals, and budget.
⌂
Mortgage protection
Explore coverage designed to help a family pay off or continue the mortgage after an unexpected death, illness, or disability, depending on the policy.
♥
Term life insurance
Flexible protection for income replacement, debts, education goals, and family stability during the years the need may be greatest.
∞
Indexed universal life
Explore permanent life insurance that may provide death-benefit protection and cash-value accumulation linked to an index, subject to policy terms, charges, caps, and limits.
✦
Final expense coverage
Consider coverage designed to help loved ones manage funeral, burial, medical, and other final expenses.
◇
Retirement solutions
Review protection and accumulation strategies that may complement a broader retirement plan, subject to suitability and product availability.
✓
A family-first review
Begin with the people, priorities, and budget that matter to you—then narrow the conversation to options that fit those goals.
Common questions
What to expect from the review.
Does the initial review cost anything?
No. The introductory review is intended to help you understand the need and available approaches. There is no obligation to apply for coverage.
Will I have to complete a medical exam?
Not always. Requirements vary by carrier, product, age, health history, state, and requested benefit amount.
Can coverage help if I become seriously ill?
Some policies include living benefits or riders for qualifying conditions. Definitions, availability, costs, exclusions, and benefit amounts vary by contract.
How much coverage should I consider?
The answer depends on your mortgage, income, other debts, savings, existing insurance, family responsibilities, timeline, and budget. The review is designed to make those tradeoffs visible.
Is coverage guaranteed?
No. Product availability, rates, benefits, and approval depend on carrier rules, state availability, age, health, underwriting, and policy design.
Let’s talk
Choose a time with Nathan.
Book a 25-minute phone appointment. Nathan will call the number you provide.
Having trouble viewing the calendar? Open Nathan’s booking calendar.
Start the conversation
Schedule your personal protection review.
Choose a time above, or call or email Nathan for a clear, no-pressure conversation about your goals and options.