Independent insurance review

Protect the home. Preserve the future.

Compare mortgage protection, life insurance, final expense, and retirement-focused options in one clear conversation built around your family, priorities, and budget.

Free introductory reviewNo obligationIndependent guidance
Since 2017Insurance experience
Since 2020Independent brokerage
1:1Personal guidance
Your paceNo-pressure process
Nathan Kornegay
Nathan and Kim Kornegay
Faith, family, and service.Nathan and his wife, Kim, share the values that guide every client relationship.
Meet Nathan

Your review is with Nathan. Not a call center.

Nathan entered the insurance industry in 2017 because he wanted a career built on relationships, not transactions. In 2020, he opened his own independent brokerage, giving him the freedom to offer clients more choices while building a business around his values.

Today, Nathan and his team help individuals and families with Mortgage Protection, Indexed Universal Life (IUL), Term Life Insurance, Final Expense coverage, and Retirement Solutions. Before recommending anything, he takes time to understand what each family needs and values.

Nathan and his wife, Kim, are devoted to their faith, family, and serving others. For Nathan, success means earning trust, protecting families, and building relationships that last well beyond the first conversation.

Family first. Relationships always. Service with purpose.
License verification

Know exactly who you are speaking with.

Nathan's public producer details and state-license documents are being verified for this page. Current status and authority can always be confirmed through the official state-based search.

Nathan Kornegay · Insurance Producer

Serving clients through Revive. License status, authority, appointments, and product availability may vary by state and carrier.

National Producer NumberVerification update in progress
Licensed statesVerified list being prepared
Official license search ↗Use NAIC State Based Systems to review current public producer information.
Simple process

How the appointment works.

A clear four-step conversation keeps the focus on your family, your goals, and a monthly amount you can comfortably maintain.

Review

Talk through the mortgage, family needs, existing coverage, priorities, and what you want the plan to accomplish.

Compare

Review a focused set of options, benefits, limitations, and expected costs side by side.

Choose

Select a level of protection only if it fits your goals and monthly comfort zone.

Protect

If you decide to proceed, Nathan can help submit the application for carrier review and approval.

Coverage options

You do not have to know which policy to ask for.

Start with what you want to protect, then compare the few types of coverage that fit your state, health, goals, and budget.

Mortgage protection

Explore coverage designed to help a family pay off or continue the mortgage after an unexpected death, illness, or disability, depending on the policy.

Term life insurance

Flexible protection for income replacement, debts, education goals, and family stability during the years the need may be greatest.

Indexed universal life

Explore permanent life insurance that may provide death-benefit protection and cash-value accumulation linked to an index, subject to policy terms, charges, caps, and limits.

Final expense coverage

Consider coverage designed to help loved ones manage funeral, burial, medical, and other final expenses.

Retirement solutions

Review protection and accumulation strategies that may complement a broader retirement plan, subject to suitability and product availability.

A family-first review

Begin with the people, priorities, and budget that matter to you—then narrow the conversation to options that fit those goals.

Reputation

Authentic feedback, connected at the source.

Client feedback will be displayed only from Nathan's authentic, approved public review source.

Verified reviews are being connected.

Only genuine client feedback, with the appropriate permissions and disclosures, will be displayed here.

Common questions

What to expect from the review.

Does the initial review cost anything?

No. The introductory review is intended to help you understand the need and available approaches. There is no obligation to apply for coverage.

Will I have to complete a medical exam?

Not always. Requirements vary by carrier, product, age, health history, state, and requested benefit amount.

Can coverage help if I become seriously ill?

Some policies include living benefits or riders for qualifying conditions. Definitions, availability, costs, exclusions, and benefit amounts vary by contract.

How much coverage should I consider?

The answer depends on your mortgage, income, other debts, savings, existing insurance, family responsibilities, timeline, and budget. The review is designed to make those tradeoffs visible.

Is coverage guaranteed?

No. Product availability, rates, benefits, and approval depend on carrier rules, state availability, age, health, underwriting, and policy design.

Start the conversation

Request your personal protection review.

Call or email Nathan to choose a convenient time for a clear, no-pressure conversation about your goals and options.

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